How Do You Get Credit Cards Approved?

You have bad credit and need a credit card, but this is not a problem. We will show you how to get the guaranteed credit card approval with no deposit even if you have bad credit. So that you can choose the right credit card, we will also cover them.

The Key Points

We will be highlighting all of the key points that you should consider to get guaranteed credit cards approval without deposit.

  • Credit scores are the basis of most credit card approval decisions.
  • There are two types: secured credit cards, which require a cash deposit and unsecured credit cards, which do not.
  • You may be eligible for a credit card even if you have poor or no credit. However, fees and APR will likely increase.
  • Secured cards can be a great way to build your credit score, provided you have enough money for the deposit.
  • Secured credit cards have better interest rates, rewards programs and other features than unsecured cards.

Credit Card Approval Requirements

Different requirements are required by credit card issuers to approve your application. These factors are generally considered when applying for a credit-card.

  • Credit score
  • Your income
  • Your employment
  • Rent or mortgage payment per month

Which credit card is the easiest to get with no credit?

Fair credit is a combination of good credit and bad credit. You might be eligible for a different credit card. FICO defines fair credit to be a score between 580-669.

A guaranteed credit card approval with $1000 limit for poor credit is available. Many credit cards with low credit scores have credit limits that range from $200 to $500. However, there are some credit cards that offer credit limits up to $1,000.

If you have poor credit, you can still get secured credit cards up to a maximum of $1000. Credit card security deposits are usually what determine the credit limit for secured cards. You can get the same credit limit with a credit card if you are willing to pay $1,000 upfront.

Applying for a starter credit or secured credit card may help you get a credit card that is easier. These cards may be available to you:

1- OpenSky Secured Visa

OpenSky Secured Visa is a secure credit card that doesn’t require a credit check. You can set your credit limit by depositing $200-$3,000 and all three major credit agencies will receive reports about your account activity.

2- First Progress Platinum Elite Mastercard Secured

You do not need to have a good credit record or a minimum score to be eligible for the First Progress Platinum Elite Secured Mastercard. The card is accepted all across the country and the security deposit is refundable.

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3- Get the EDU Mastercard you Deserve for Students

Students without a Social Security Number can apply for the Deserve Education Mastercard for Students.


The following guide should be of great value to you if you are looking for a guaranteed approval credit card with no deposit or a $1000 limit, regardless of your credit history. We have covered the majority of scenarios and possibilities that you need to consider before applying for such a credit card.